What Is Hazard Insurance?. Part of the series: Insurance Tips & Facts. Hazard insurance covers expenses from substantial damages to a home caused by natural disasters like floods, fires and earthquakes. Obtain hazard insurance for anything that is not covered by homeowner's insurance with advice from a financial adviser and insurance broker in this free video on insurance. Read more: http://www.ehow.com/video_4807649_hazard-insurance_.html
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